About
Mike's Golden Years is a channel about United States retirement for people who are fifty and up: where to retire, what changed in the rules, who is trying to take it, and how it passes on.
The one sentence the whole thing runs on
"I read the actual page so you don't have to."
That is the entire claim. Not a credential, not a track record, not thirty years in the business — the actual IRS page, the actual regulation, the actual state statute, read and reported in plain English to people who are about to make a decision worth six figures.
What that means for this app
Mike's Retirement Checkpoints is built so that a number cannot appear on screen unless a document is attached to it. That is enforced in the code, not remembered by a person: a figure with no source simply throws an error instead of rendering. Where the research is not done, the app says "Not checked yet" and nothing else.
Every source record carries the day the document was read. The figures in this field expire — Medicare's premiums each autumn, the tax tables each autumn, the poverty guidelines each January, state rules whenever a legislature feels like it — so a number without a date is a claim you cannot check.
What nobody here is
Not a financial adviser. Not a CPA. Not an attorney. Not a registered investment adviser. Nobody here takes clients or manages anybody's money, and nobody here knows your situation.
What is on offer is narrower and, honestly, more useful: the arithmetic, done carefully, with the page it came from named beside it.
Corrections
If you find a figure that is wrong, or a document that has been superseded, write and say so. This audience checks — one viewer corrected a video with "IRMAA looks back two years, starting at 63," and they were right. That is the standard the app is written to.